CIMG Inc. (“CIMG” or the “Company”), a business group specializing in digital health and sales development, which utilizes technology and marketing to enhance its business partners’ sales growth and commercial value, today announced that its tokenized stock, which it previously announced was authorized for issuance on the FlowStocks platform, has completed testing and has be officially launched for public trading on November 28.

The trading symbol for CIMG stock on FlowStocks is tIMG.

Starting November 28, 2025, CIMG shareholders will be able to tokenize their shares on FlowStocks, while the public can also purchase and transfer tIMG by depositing funds into their FlowStocks wallets.

Deposit instructions for the FlowStocks platform are as follows:

• Click the menu bar in the upper right corner of the FlowStocks page, select [Connect Wallet], and connect a commonly used wallet (e.g., MetaMask, OKX Wallet, etc.).
• Go to the product purchase page and click Deposit, or select [My Assets] -> [Deposit] from the menu bar. Choose the currency for deposit, enter the amount, and authorize the payment.
• After the transaction is submitted successfully, wait for on-chain confirmation.
• Return to the [My Assets] page to view your deposit history.

Clarification on Underlying Assets:

A total of 15,000,000 shares of CIMG—corresponding to this tokenization—have been fully transferred into FlowStocks Special Purpose Vehicle (SPV) and duly registered under the Transfer Agent (TA) system. These shares have been tokenized on-chain at a 1:1 ratio and minted as tIMG tokens, serving as the underlying asset backing for the token.

In the initial phase of the tIMG launch, CIMG and FlowStocks will jointly introduce incentive programs for purchasing tIMG, such as token rewards for users who reach certain deposit or purchase thresholds.

Alice Wang, Chairwoman and Chief Executive Officer of CIMG, stated, “We believe that stock tokenization is becoming a trend. It enables round-the-clock access to tokenized equity trading. By introducing tokenization, we are not only upgrading our financial infrastructure but also aiming to provide greater convenience for our investors.”

About CIMG Inc.

CIMG Inc. is a global business group in the digital health industry, built around cryptocurrency strategies. The company leverages AI and cryptocurrencies (such as Bitcoin and stablecoins) to drive industry growth, helping clients maximize user acquisition and brand management value. Its current portfolio includes brands like Kangduoyuan, Maca-Noni, Qianmao, Huomao, and Coco-mango.

DB Group Holding Limited, a UAE-headquartered financial services firm, announces a series of major developments across its fintech portfolio, including DB Investing, DB Pay, and the newly launched DBI Prime. Together, these advancements reflect the Group’s strategy to unify trading, payments, and institutional solutions under one agile, user-focused ecosystem.

DB Investing: Smart Tools, Global Growth

DB Investing continues its rapid global expansion with new features such as the Acuity AI Research Terminal and the Instant Trade button built to equip everyday traders with data-driven decisions and faster execution. The company now offers over 20,000 financial instruments, crypto integration, and award-winning customer experience. Recent achievements include four international awards, and upcoming office launches in Oman and Saudi Arabia in Q1 2026.

“We’re not just scaling. We’re solving real user problems,” said Gennaro Lanza, CEO. “And we’ll keep doing that with precision and purpose.”

DB Pay: Borderless Payments for a New Era

DB Pay offers global digital accounts for freelancers, SMEs, and remote-first teams. With instant IBAN accounts, multi-currency management, and upcoming crypto exchange functionality, DB Pay simplifies global finance with zero-rate surprises and one powerful dashboard. The product is set lo be launched this year and is now in final testing stages.

“DB Pay puts control back in the hands of creators and entrepreneurs,” said Lanza. “It’s built for the modern user who needs flexibility, speed, and clarity.”

Marketing Momentum Accelerates with Strategic Hires and Record Reach

DB Group’s marketing department has undergone a strategic expansion with the recent hires of Reno Mindemann as Head of Growth and Karthik Arumugam as Head of Marketing Operations. This renewed leadership has introduced agile systems, data-backed user acquisition, and streamlined brand execution across all regions. As a result, media visibility has skyrocketed, achieving a 10x increase in reach compared to earlier quarters, cementing DB’s position as one of the most talked-about fintechs in the region.

“With Reno and Karthik onboard, we’ve transformed marketing into a growth engine. The 10x spike in media reach isn’t just numbers: it’s trust, brand power, and market signal that DB is moving faster and smarter than ever.”

DBI Prime: Institutional-Grade Infrastructure

DBI Prime is the Group’s institutional arm, offering multi-asset liquidity, FIX API trading, and white-label brokerage services for banks, hedge funds, and professional partners. Backed by DB’s regulatory licenses and Tier-1 bank integrations, it delivers precision execution on a global scale.

Recognition and What’s Next

DB Investing closed the year on a high note with two prestigious accolades: “Best IB & Affiliate Program” at the Affiliate Summit Dubai 2025, and Gennaro Lanza’s “Entrepreneur CEO of the Year” at the Burj CEO Awards. These recognitions mark a growing global footprint, honoring both the company’s leadership and its bold approach to partner growth. As the company heads into 2026, DB is doubling down on innovation, expansion, and building ecosystems that scale trust.

The company will showcase its fintech vision at the Qatar Finance Expo this December.

About DB Investing

DB Investing, founded in 2018, is a global multi-asset brokerage offering traders and investors access to over 20,000 instruments — including forex, stocks, commodities, metals, ETFs, bonds, and cryptocurrencies — through MT5, proprietary tools, and mobile apps. With offices in Dubai, Seychelles, Cyprus, Nigeria, Malta, and more locations planned, the company combines international reach with localized client support. DB Investing operates under a strong regulatory framework, holding licenses from the SCA (UAE), FSA (Seychelles), FINTRAC (Canada), and the FSC (Mauritius). The firm stands out for its flexible account types, competitive trading conditions, advanced technology (including social trading and FIX API), 24/7 multilingual support, zero-fee deposits and withdrawals, Tier-1 liquidity partners, and a commitment to innovation, reliability, and performance.

Unified Quote-to-Revenue Platform Gives Finance and Revenue Leaders Complete Control, Compliance, and Real-Time Visibility Across All Monetization Models

DealHub has announced the acquisition of Subskribe, creating the industry’s most comprehensive AI-ready revenue platform for enterprise leaders navigating the complexities of modern monetization. For CFOs, CROs, and CEOs grappling with hybrid go-to-market strategies, consumption-based pricing, and increasingly stringent compliance requirements, the combined platform is structured to support financial accuracy, operational governance, and revenue predictability.

The Revenue Leadership Challenge

Finance and revenue teams are facing unprecedented complexity. Sales may close usage-based deals, product teams launch self-service tiers, and marketing pushes product-led growth—while subscription revenue, milestone billing, services, and enterprise contracts all coexist within the same customer base.

These streams often run through disconnected systems. CPQ and billing operate separately, usage data sits in engineering, and revenue recognition depends on spreadsheets. Month-end close drags on, and numbers are outdated by the time they consolidate.

The cost of fragmentation is significant: billing errors, compliance risk, delayed churn signals, and slow strategic decisions. Many organizations know their revenue infrastructure must evolve, but re-platforming mid-flight can feel out of reach.

A Single Foundation for Revenue Control

DealHub’s end-to-end revenue platform, combined with Subskribe’s AI-native subscription management, eliminates data silos and process gaps that plague traditional revenue operations. By bringing together CPQ, contract management, subscription billing, consumption metering, and automated revenue recognition into one governed system, DealHub provides a single source of truth for finance teams.

“The impact of this acquisition will redefine the future of revenue operations,” said Eyal Elbahary, CEO of DealHub. “The Subskribe team helped pioneer subscription billing during their time at Zuora and, over the past five years, have engineered one of the most sophisticated billing and revenue solutions for the AI era. Integrating their innovation with DealHub’s industry-leading CPQ creates the most intelligent and adaptive platform for forward thinking AI-driven enterprises.”

One Catalog, One Data Model

Every pricing rule, product configuration, and customer agreement flows through a unified catalog that extends seamlessly from CRM to ERP. When sales configures a quote in Salesforce, that same configuration drives billing, usage tracking, and revenue recognition, with zero manual handoffs or data re-entry. Changes propagate automatically across the entire revenue lifecycle, ensuring consistency and eliminating the reconciliation headaches that consume finance team bandwidth.

Auditable Financial Accuracy

The platform’s built-in ASC 606 and IFRS 15 compliance engines automate the complex calculations that typically require armies of accountants and consultants. Revenue waterfalls, performance obligation allocation, deferred revenue schedules, and multi-element arrangement accounting happen automatically, with complete audit trails and version control that satisfy SOX requirements and external auditors.

More notably, the system handles the revenue scenarios that break traditional tools: mid-term upgrades, prorated downgrades, co-terming across multiple contracts, and the revenue implications of consumption overages or committed spend drawdowns.

Real-Time Visibility to Drive Decisions

Finance leaders need live visibility into revenue performance. DealHub delivers real-time insights across ARR, subscription lifecycles, consumption patterns, and billing schedules, enabling finance executives to make timely, confident decisions backed by a single source of truth.

Live ARR and Revenue Metrics

Real-time dashboards surface ARR movements, expansion, contraction, and subscription changes as they occur. Because these metrics flow from the same platform that executes quotes, manages subscriptions, and generates invoices, finance teams work from consistent, auditable data rather than reconciling conflicting reports from multiple systems. When a deal closes or a subscription changes, the impact on ARR is immediately visible. No waiting for CRM updates to sync with billing systems.

Unified Revenue Data

The platform connects quoting, subscription management, usage tracking, and billing into a single governed data model, eliminating the fragmentation that undermines forecast accuracy. Finance teams gain clearer visibility into pipeline-to-revenue conversion because deal data, subscription terms, and billing schedules flow through one system. Instead of triangulating between CRM forecasts, billing system data, and manual usage reports, finance leaders see how quoted deals translate into recognized revenue with consistent logic applied at every stage.

This unified approach reduces the variance that typically exists between sales projections, billing actuals, and financial reporting when disconnected systems apply different rules or use out-of-sync data.

Consumption Visibility and Commercial Insights

For usage-based and hybrid pricing models, unified analytics provide finance teams with visibility into how customers consume products and how that consumption translates to revenue. Finance can model the revenue impact of pricing changes using actual consumption patterns rather than assumptions, track committed spend burndown rates to forecast invoice timing more accurately, and identify customers approaching overage thresholds before billing cycles close.

This visibility enables proactive commercial planning. When finance understands consumption patterns in real-time—because usage data, pricing rules, and billing logic operate on the same platform—they can partner with revenue teams on strategic pricing decisions, renewal planning, and expansion opportunities with greater confidence and precision.

From Fragmented Reporting to Governed Revenue Operations

Traditional revenue stacks force finance teams to become data archaeologists, excavating insights from CRM exports, billing system reports, and usage dashboards that don’t speak the same language. The reconciliation burden doesn’t just slow down reporting—it introduces risk. When different systems apply different logic to the same customer data, discrepancies multiply, audit trails break, and confidence in revenue metrics erodes.

DealHub replaces this fragmentation with governed consistency. One data model powers quoting, subscription management, usage tracking, billing, and revenue reporting. Finance teams gain not just faster visibility, but more reliable visibility—metrics they can defend in board meetings, audits, and strategic planning sessions because the data lineage is clear and the logic is consistent from quote to cash.

Built for Monetization Complexity

The platform supports a full range of monetization models used today and might need tomorrow: subscriptions, usage-based pricing, milestone billing, prepaid credits, committed spend, tiered pricing, volume discounts, ramps, bundles, and hybrid structures that combine multiple models.

More importantly, it handles the transitions between models without manual intervention. When a customer moves from a flat subscription to usage-based pricing, or adds consumption tiers to an existing contract, the system automatically adjusts billing, updates revenue recognition schedules, and maintains compliance, preserving the historical accuracy that auditors and analysts demand.

Revenue Infrastructure That Powers Growth

Revenue remains central to enterprise operations, yet many organizations still rely on legacy systems built for simpler monetization models. As companies scale, introduce new products, expand into new markets, or adjust pricing to market conditions, revenue infrastructure should support speed rather than create operational friction.

DealHub’s Quote-to-Revenue platform provides a foundation to execute confidently: launch new pricing models without IT projects, close books faster with automated compliance, make strategic decisions on real-time data, and scale revenue operations without scaling headcount proportionally.

For executive leaders tasked with driving growth while maintaining financial rigor and operational control, DealHub’s acquisition of Subskribe enables them to deliver the revenue precision and predictability that the AI era demands.

“The capability curve: Building the next generation digital enterprise” report reveals how to bridge worker optimism and leadership caution by aligning systems, governance and human oversight to scale AI responsibly to unlock enterprise value.

Akkodis, a global digital engineering consulting company, today announced the release of its latest report, The capability curve: Building the next generation digital enterprise. Drawing on insights from more than 2,000 business leaders (including 500 CTOs) and 37,500 workers worldwide, the report explores how leaders and employees can co-create AI-confident enterprises that combine human oversight with scalable, responsible AI systems.

The report reveals a defining paradox: while workers are growing more confident in their ability to work with AI, many leaders remain cautious about scaling, governance, and skills.

“AI transformation isn’t just about technology—it’s about people, trust, structure and shared capability,” said Jo Debecker, President and CEO, Akkodis. “This report shows that optimism from the workforce must be matched with system-level confidence from leadership. That’s how enterprises turn experimentation into enduring performance.”

Key findings

• Confidence gap: 75% of workers say their leaders have sufficient AI knowledge (up from 46% in 2024), while only 62% of leaders are confident in their AI implementation strategies—a 20-point decline from last year.
• Capability challenge: CTOs cite skills gaps as their biggest barrier to transformation, yet just 20% use technology to track or support employee skill growth.
• Productivity and purpose: Workers report saving two hours per day through AI—time reinvested into creativity and strategy—signalling real productivity potential that leaders aim to embed sustainably across enterprise systems.
• Resilient scaling: 57% of CTOs expect AI to reduce workforce size over the next five years, but 59% plan to redeploy employees internally, underscoring a shift toward sustainable workforce adaptation.

From insight to action

The report outlines six actions to build AI-confident enterprises:

1. Turn optimism into alignment
2. Redesign skills as a partnership
3. Elevate AI as a leadership tool
4. Embed trust in hybrid workflows
5. Scale systems with confidence
6. Build a culture of shared accountability

By following these actions, organizations embed humans in the loop at every stage of AI adoption. This is the essence of an AI-confident enterprise and the next frontier of digital transformation.

Bridging the human and technical divide

Case studies featured in the report demonstrate how organizations are embedding AI into real-world operations—from healthcare manufacturers optimizing supply and demand in seconds to engineering teams connecting digital twins and model-based systems for traceable, scalable innovation.

Together, these examples illustrate the report’s central theme: the future of digital transformation depends on technology amplifying human potential and capability, rather than replacing it.

This report was developed from three major studies—Adecco Group’s Global Workforce of the Future and Business Leaders 2025 reports (Humanity at work: How to thrive in the AI era and Leading in the Age of AI: Expectations versus reality), along with Akkodis’ 2025 What CTOs Think: Using digital transformation to scale skills and unlock enterprise potential.

About Akkodis

Akkodis is a global digital engineering consulting company that enables organizations to innovate and accelerate by applying technology to redefine how processes and products are developed, powered and optimized. With deep expertise across AI, data, cloud, edge and software engineering, we combine technology and talent to deliver end-to-end solutions, from strategy and consulting to talent development and implementation. Our commitment to Akkodis Intelligence helps businesses connect the exponential power of technology with the irreplaceable strengths of human thinking and collaboration. Part of the Adecco Group and headquartered in Switzerland, Akkodis brings together 50,000 engineers and tech consultants in over 30 countries with services that span Consulting, Talent, Solutions, and Academy. With a cross-sector view and strong delivery capabilities, Akkodis empowers businesses to solve complex challenges and achieve sustainable impact. akkodis.com

About the Adecco Group

The Adecco Group is the world’s leading talent company. Our purpose is making the future work for everyone. Through our three global business units – Adecco, Akkodis and LHH – across 60 countries, we enable sustainable and lifelong employability for individuals, deliver digital and engineering consulting solutions to power transformation and empower organisations to optimise their workforces. The Adecco Group leads by example and is committed to an inclusive culture, fostering sustainable employability, and supporting resilient economies and communities. The Adecco Group AG is headquartered in Zurich, Switzerland and listed on the SIX Swiss Exchange (ADEN). www.adeccogroup.com

QNB Group, the largest financial institution in the Middle East and Africa, has announced a strategic partnership with TransferMate, the world’s leading provider of embedded B2B payments infrastructure as a service, to expand global receivables and local accounts solutions for QNB customers worldwide.

This partnership enables QNB to integrate TransferMate’s award-winning technology directly into its platform, providing corporate clients with access to a broader network of international multicurrency collections and local accounts capabilities.

Through this collaboration, QNB customers will now be able to invoice and receive cross border payments in multiple currencies, benefiting from reduced transaction times and fees, improved cash flow management and enhanced transparency and reconciliation.

QNB constantly strive to provide its customers with new and innovative solutions to support their business needs. This platform enables them to receive international payments in multiple currencies so seamlessly, which is considered is a game-changer for its clients.

This marks TransferMate’s first banking partnership in the Middle East, capitalizing on the strategic alliances the fintech has established with major financial institutions and global notable brands.

The partnership marks a major milestone in QNB’s ongoing digital transformation journey and reinforces its position as a leader in delivering future-ready banking services.

About QNB Group

QNB Group is one of the leading financial institutions in the MEA region and among the most valuable banking brands in the regional market. Present in over 28 countries across Asia, Europe, and Africa, it offers tailored products and services supported by innovation and backed by a team of over 31,000 professionals dedicated to driving banking excellence worldwide.

About TransferMate

TransferMate is a leading provider of embedded B2B payments technology, helping companies, software providers & financial institutions to streamline their global receivables, payments, & local account needs. TransferMate owns the largest E-Money / payment license network of any fintech, regulated in 92 jurisdictions and owning 99 licenses.

Preqin Private Markets Data now integrates with Juniper Square’s AI CRM for Investor Relations, offering GPs a comprehensive source of truth for investor data

Juniper Square, the fund operations partner to more than 2,000 private markets GPs, today announced a new collaboration with BlackRock Aladdin to integrate Preqin data into its AI CRM for Investor Relations. The integration will enable GPs to pull key Preqin data, a premier source of private markets data, directly into Juniper Square’s AI CRM for Investor Relations and make smarter, faster outreach to qualified LP prospects during fundraising.

“We’re excited to bring this powerful Preqin integration to Juniper Square’s AI CRM for Investor Relations – the only CRM purpose-built for the private markets,” said Brandon Rembe, Chief Solutions Officer at Juniper Square. “As investment in the private markets accelerates, it’s critical that fund managers have comprehensive datasets that work seamlessly with purpose-built AI solutions. This integration will give fund managers the enhanced visibility into investors needed to raise capital faster in a highly competitive fundraising environment.”

Juniper Square customers can integrate Preqin data in minutes to create a single source of truth for all their investor data. By enriching the AI CRM with Preqin data on LPs—including allocations, AUM, and investor contacts—GPs benefit from deeper insights that help them identify LPs that best match their target profile, expand their pipeline, and accelerate fundraising with greater precision.

“Bringing together market intelligence from our Preqin data sets and Juniper Square’s purpose-built AI-enhanced CRM for Investor Relations will empower GPs with the customized, near real-time investor insights that current and future capital raisers require,” said Piers MacWhannell, Global Head of Preqin Licensing, Feeds and Integrations at BlackRock Aladdin. “We’re thrilled to partner with Juniper Square and help drive their vision of modernizing private markets investor relations, while providing a platform that fosters stronger GP-LP relationships at scale.”

About Juniper Square

Juniper Square is the fund operations partner to more than 2,000 private markets GPs worldwide. Our unified platform connects software, data, and fund administration services to help firms scale faster, streamline operations, and enhance the investor experience. Juniper Square’s technology brings LPs and GPs together and powers everything from fundraising and onboarding to treasury, reporting, and business intelligence. Today, more than 40,000 funds, 650,000 LP accounts, and $1 trillion in LP capital are managed through Juniper Square.

Led by Village Global with participation from Circle Ventures, Paxos, and WTI; Startup achieves $1 40 Million in total payment volume within first 11 months of launch

Mesta, the Global fiat + Stablecoin Payment Network, today announced it has raised a $5.5 million seed round led by Village Global, with participation from Circle Ventures, Paxos, and WTI – Western Technology Investment. Existing backers including Garuda Ventures, Canonical Crypto, Everywhere Ventures, and Inventum Ventures also reaffirmed their support.

Mesta will deploy this capital to expand its global payment features, strengthen its international teams, and accelerate growth worldwide.

Since its launch just 11 months ago, Mesta has cemented itself as one of the fastest growing cross-border payment networks, combining the reliability of fiat rails with the efficiency of stablecoin rails. The company has processed more than $140 million in total payment volume (TPV) to date, with transaction volumes scaling more in the last two months than the first nine combined. Today, Mesta executes an average of $3 million in daily volume and is on track to surpass $300 million in TPV by year-end.

Scaling the Payment Network That Solves Cross-Border Pain

Cross-border payments have historically forced businesses to choose between speed and cost — sacrificing one for the other. Mesta solves this problem by combining fiat rails for reliability and compliance with stablecoin rails for speed and cost-efficiency, creating a single, faster, cheaper and more efficient hybrid payment network.

Mesta enables enterprise-grade cross-border payments across multiple use cases such as bill payments, payroll, supply chain payments and same name On/Off ramps. Mesta’s customers span the full spectrum of Web2 and Web3 – from payment companies, SMB fintechs, crypto wallets, OTC desks, and more. With support for USD, EUR, GBP, USDC, USDT, USDG and PYUSD, Mesta can convert these into global Stablecoins and 40+ global currencies via hybrid rails that eliminate the inefficiencies of legacy systems such as SWIFT. Its local rails built natively in many currencies deliver unmatched cost, speed, and compliance advantages – without the need for pre-funded pools. Mesta’s settlement times are very often just a few minutes and their customers save more than 50% on fees.

“Our mission at Mesta is to rewire the way money moves globally – faster, cheaper, and at enterprise-grade accuracy, without sacrificing compliance,” said Sandeep Pyapali, Founder & CEO of Mesta. “In under a year, we’ve proven the demand for hybrid fiat + stablecoin rails. This seed round allows us to double down on scaling our network and building the holy grail: the ability to move money seamlessly between any two fiat currencies worldwide.”

Why Now: Timing with the Genius Act and Market Momentum

The recently passed Genius Act, coupled with rising liquidity and adoption of stablecoins, signals a regulatory and market environment that is finally ready for enterprise-grade blockchain-enabled payments.

Mesta anticipated this convergence early, building a network that combines the best of blockchain innovation with regulated fiat corridors — positioning it as the go-to infrastructure for the next wave of global money movement.

The Founder Factor: Experience That Wins

Sandeep brings unmatched expertise to Mesta, having previously spearheaded the Uber Global Payment Network, facilitating billions in transactions across 70+ countries. His leadership experience at PayPal and BILL, gives him a unique perspective on what it takes to build a global, compliance-first, enterprise-grade network that addresses the real-world pain points of payments teams.

“When policy and innovation align, entire economies benefit,” Sandeep added. “We foresaw this moment, built the rails early, and now we are ready to help fintechs, wallets, and enterprises move money without friction.”

Investor Confidence in the Future of Payments

“Cross-border payments remain one of the most broken areas in global finance. Mesta’s hybrid rails – stablecoin + fiat, offer a real, enterprise-ready solution that the market has been waiting for,” said Jacob Mullins, Venture Partner at Village Global. “We are proud to back Sandeep and the Mesta team as they continue to accelerate adoption among fintechs, wallets, and enterprises worldwide.”

With strategic partnerships across leading fintech organizations, liquidity providers, and banks, Mesta is building a resilient, compliance-first network designed to become the global standard for cross-border money movement.

About Mesta

Mesta is the Global Fiat + Stablecoin Payment Network designed to rewire cross-border payments with enhanced speed, cost optimization, and efficiency in a compliance-first model. Launched in 2024, Mesta has already processed over $140 million in transaction volume, serving fintechs, payment companies, trade aggregators and wallets across the world. Founded by Sandeep Pyapali, Mesta is backed by leading global investors including Village Global, Circle Ventures, Paxos, WTI, Garuda Ventures, Canonical Crypto, Everywhere Ventures, and Inventum Ventures.

For more information, visit www.mesta.xyz

New solution drives efficiency in payments processing and enables improved customer experience for banks and financial institutions

Finastra, a global leader in financial services software, today announced its Intelligent Routing Module at Sibos 2025. The new solution brings intelligent, data-driven payment routing to banks and financial institutions, enabling them to process transactions faster, at lower cost, and with upwards of 95% straight-through processing rate, driving better outcomes for both banks and their customers.

The Intelligent Routing Module is designed to work as a standalone capability as part of broader payment orchestration, or as part of Finastra’s Global PAYPlus. It uses advanced algorithms to select the most efficient payment rails in real time. The system factors in costs, speed, payment scheme options, and regulatory requirements to ensure each transaction takes the optimal path, across mass payments, instant payments, and high-value; or optimal correspondent banking chain options within high-value cross-border payments.

“Payments are the lifeblood of banking, and speed, cost, and transparency matter more than ever,” said Radha Suvarna, Chief Product Officer, Payments at Finastra. “Our Intelligent Routing Module delivers on all three – giving banks the intelligence to route payments for maximum efficiency while meeting customers’ expectations for fast, seamless service. This is another example of our commitment to delivering optionality to our bank customers that would want to bring payment routing upstream within the overall orchestration to deliver efficient and customer-centric value propositions, and drive differentiation and innovation.”

Leveraging decades of deep expertise in processing trillions of dollars of transactions daily for some of the world’s largest banks, the Intelligent Routing Module is available within Finastra Global PAYPlus – or as a standalone, system-agnostic modular package. Powered by microservices and open APIs, the solution allows banks to more efficiently validate clearing memberships, determine optimal payment routes, and build efficient cross-border correspondent chains.

The open architecture means the solution can be embedded into payment initiation channels, order management systems, orchestration systems or payment engines, delivering rapid ROI and reducing risks of large-scale transformation or replacements.

Gareth Lodge, Principal Analyst at Celent added, “In today’s competitive environment, payments are no longer just about price – they’re about choice, visibility and customer experience. Smart routing offers a significant competitive advantage, and microservices like this are essential to the modernization of payment systems, enabling efficiency, transparency, and greater client satisfaction.”

By combining an API-first approach with configurable business rules and AI-driven intelligence, Finastra’s Global Payments Framework helps financial institutions deliver differentiated customer experiences with flexibility, speed and minimal customization.

About Finastra

Finastra is a global leader in financial services software, trusted by 8,000+ customers – including 45 of the world’s top 50 banks – in over 130 countries. With expertise in Lending, Payments, Universal Banking, and Treasury & Capital Markets, we deliver reliable, scalable, mission-critical solutions such as Loan IQ, LaserPro, Trade Innovation, Essence, Global PAYplus, Payments To Go, and Financial Messaging. Backed by Vista Equity Partners, we co-innovate with customers to build modern technology that helps financial institutions grow with confidence. Visit www.finastra.com

Built for the new generation of airline and travel retail, OSO turns payments into a commercial advantage

Airlines and travel merchants are overhauling their sales and distribution processes, moving toward modern “Offer-Order-Settle-Deliver” (OOSD) models that promise more personalized retailing and greater revenue potential. Yet payments remain the missing piece – fragmented, expensive, and unfit for modern retail.

Today, CellPoint Digital, the leader in travel payments, announced the launch of One Source Orchestration (OSO), the only platform built exclusively for the airline and travel industry’s transition to Offer-Order-Settle-Deliver (OOSD) retailing.

From coordinating dynamic offers and inventory fulfillment to managing ancillary sales and multi-payer transactions, OSO provides the advanced and configurable payment capabilities travel merchants need to seize the revenue opportunity presented by OOSD models and enter new markets with fewer barriers. With OSO implemented, airlines and travel merchants can expect improvements ranging from 2% to 13% in payment flow-through, depending on operational complexity and market coverage.

How One Source Orchestration Handles the Complexities of Travel Payments

OSO is built to optimize the multi-party flows and challenges unique to travel, whether splitting transactions across multiple merchants or multiple shoppers, processing points-plus-cash bookings, or settling ancillary sales in different currencies. Its modular architecture supports these complex processes without adding operational overhead, giving travel merchants the speed and flexibility they need to adapt to new retail models while reducing friction at checkout, accelerating settlements, enhancing customer experiences, and improving profitability.

The OSO platform builds on CellPoint Digital’s proven expertise in travel payments, processing 10,000 transactions per second, reinforcing its position as a trusted global partner for travel merchants. The cloud-native platform supports hundreds of payment methods, acquirers and fraud solutions, and features 99.999% uptime, providing maximum flexibility and reliability from booking to post-purchase.

“We’re entering a once-in-a-generation transformation of the travel industry, and that demands a purpose-built payment solution for modern retailing,” said Kristian Gjerding, CEO of CellPoint Digital. “OSO was built from the ground up to support convenient, localized payment experiences for travelers, and to drive profitability, efficiency, and revenue for the merchants who serve them.”

OSO arrives as more airlines and travel merchants adopt modern retailing, placing CellPoint Digital in a unique position as the only travel-focused provider with a single, scalable orchestration platform spanning the entire payment supply chain. It delivers unmatched speed, intelligence, and control while supporting global expansion strategies and diverse payment ecosystems.

Positioning Payments for the Next Phase of Airline and Travel Retail

According to McKinsey, advanced retailing will add $45 billion in airline value by 2030. OSO is the infrastructure that makes that value tangible, powering dynamic pricing, personalized bundles, and next-generation revenue models while also eliminating operational bottlenecks. These capabilities enable travel merchants to capture more revenue from their retailing strategies.

Eliminating Revenue Loss through Payment Optimization

Airlines and travel merchants leave hundreds of millions of dollars on the table due to sub-optimal payment processes—foregone revenue that will only grow with the higher order values created by OOSD. OSO, which is designed for payment optimization in the OOSD framework, pays both front-end and back-end dividends for airlines and travel merchants, positioning them to capitalize on the industry’s transition to more dynamic packaging and bundling.

OSO also helps travel merchants increase revenue by addressing one of the most significant leaks in the payment process: failed or declined transactions that often result in abandoned bookings. Using AI and machine learning, the platform continually optimizes transaction routing to improve approval rates by up to 25%. Automated retries and real-time fraud optimization further reduce declines.

Orchestration that Supports Global Growth

For travel merchants entering new markets, OSO removes common barriers such as integrating local payment methods, supporting multi-currency transactions, and addressing regional fraud risks. Its alternative payment method (APM) hub, configurable form-of-payment (FOP) rules engine, dynamic currency conversion, and localized fraud protection all work together to create consistent, trusted payment experiences in every geography and channel. The result is much higher customer satisfaction and greater capacity to scale.

An Integrated Platform Built for Travel Retail

OSO goes beyond solving travel payment pain points—it sets the standard for how payments power the future of airline and travel retail. It provides a unified control layer for all payment providers and methods, with tools to manage ticket changes, refunds, and itinerary modifications. Real-time order processing and payment-driven offer creation support OOSD retail strategies, while multi-region support, complete with FX optimization, simplifies cross-border transactions.

AI-driven routing improves acceptance rates and reduces fees, while continuous fraud monitoring helps maintain high conversion rates without adding friction. OSO also integrates with the core systems that run the travel industry, including Global Distribution Systems (GDS), Central Reservation Systems (CRS), Property Management Systems (PMS), Offer Management Systems, and features pre-built connectors to airline Passenger Service Systems (PSS). It can be deployed in single-tenancy environments with local data storage to meet the data privacy requirements of all global regions.

“OSO puts the customer at the center while delivering clear business results,” said Gjerding. “Higher approval rates, lower costs, broader payment choice, and stronger fraud protection benefit travelers and the brands that serve them. This is the future of travel retail and OSO is the platform that makes it possible.”

About CellPoint Digital

CellPoint Digital is a fintech leader in payment orchestration and optimization for the global airline, travel and hospitality industries. CellPoint Digital’s industry leading solution, the One Source Orchestration Platform, is designed for modern retailing and distribution processes, including “Offer-Order-Settle-Deliver” (OOSD) models. CellPoint Digital optimizes digital payment transactions from cards and alternative payment methods and accelerates the deployment of new payment options, allowing merchants to easily scale their payment ecosystem worldwide, unify their customer payment experiences across channels, intelligently route each transaction, increase conversion rates, and minimize payment costs. CellPoint Digital has offices in Copenhagen, Dallas, Dubai, London, Miami, Pune and Singapore. Visit www.cellpointdigital.com to learn more.

Platform Adoption Fosters Network Integrating Corporate Clients and Funding Partners

GSCF, a leading global provider of working capital solutions, today announced strong market adoption and significant new platform enhancements one year after its launch of Connected Capital. Built to unify bank financing and alternative capital on one servicing platform, Connected Capital has evolved into a scaled ecosystem delivering broader risk coverage, faster liquidity access and a more streamlined servicing experience for global enterprises, growth-stage companies and financial institutions.

Since launching the platform in 2024, GSCF has activated 30 new working capital programs with leading enterprise corporates and emerging growth companies while deepening collaboration with its bank and asset manager partners to support more than $52 billion in volumes. The Company’s integrated servicing model helps clients optimize working capital through access to cost-efficient bank funding from a curated group of bank partners alongside flexible alternative capital solutions supported by GSCF’s asset manager partners.

“In 2025, we’ve moved from launch to scale,” said Doug Morgan, Chief Executive Officer of GSCF. “By combining our industry-leading service infrastructure with the Connected Capital funding model, we’re helping clients expand funding coverage, unlock liquidity in new places, drive sales growth and manage global programs with greater precision. This is what the Office of the CFO demands today – choice in capital, control in servicing and clarity in data.”

Platform Enhancement: Strengthening Connectivity and Control

GSCF continues to invest strategically in technology, introducing new capabilities that unify data, decisioning and workflows across global working capital programs:

• Connected Capital Control Center: A centralized hub that consolidates program data across buyers, suppliers, funders and regions and offers real-time visibility into utilization, risk, KPIs and cash flow drivers. The solution offers tailored dashboards that empower finance teams to coordinate actions across complex, multi-entity programs with clarity and precision.
• Data Integrations and AI Readiness: Enhanced API connectivity across multiple ERPs and financial systems to eliminate data silos and automate onboarding, reconciliation and reporting. GSCF’s cloud-native platform consolidates data to drive smarter decisions and deliver AI-powered analytics at scale.
• Servicing at Scale: A flexible, technology-enabled operating model supported by GSCF’s expert managed services – from high-touch to self-service – accelerates the time to first funding and reduces operating costs for corporate clients.

“Clients want funding flexibility without operational complexity,” said Shannon Dolan, Chief Product Officer of GSCF. “Our next generation Connected Capital platform brings together data and decisioning across programs and partners, enabling teams to act from a single source of truth, accelerate access to capital and continuously optimize cash performance.”

Why Connected Capital Now

In today’s volatile operating environment, evolving supply chain networks and multi-entity corporate structures require broader risk coverage and faster execution. GSCF’s Connected Capital platform supports clients with:

• Expanded Reach: Ability to serve more buyers, suppliers and geographies while mitigating program risk.
• Greater Flexibility: Multi-funder structures that extend coverage across non-investment grade buyers, non-core geographies and complex program requirements.
• Faster Liquidity Access: Near real-time execution achieved through program design and data integration.
• Lower Operating Friction: Configurable workflows that reduce program complexity and custom builds.
• Actionable Intelligence: Real-time insights that transform working capital from a tactical lever into a strategic growth engine.

About GSCF

GSCF is the leading global provider of working capital solutions. The Company enables corporates and financial partners to accelerate growth, unlock liquidity and manage the risk and complexity of the end-to-end working capital cycle. We originate, manage and analyze working capital programs through our innovative Working Capital as a Service offering, combining the power of a configurable and comprehensive technology platform, expert services and a Connected Capital ecosystem of alternative capital solutions and bank capital. GSCF’s team of working capital experts operates in over 75 countries to solve global working capital efficiency challenges. Visit www.gscf.com to learn more.