News
Menlo One ICO
Menlo One is a US-based framework for building decentralized applications with the speed of traditional web apps. The decentralized database and Proof-of-Reputation incentive system will enable the Web 3.0 generation of marketplaces, social media platforms, and future apps to be as fast and performant as their centralized predecessors.
There are a lot of projects on the market aiming to launch a full-fledged platform for dApps, social platforms for reviewing tokensales, marketplaces for promoting them (see the table below). But Menlo One is an interesting case of launching a social segment TownHall and a tokensale Marketplace based on Menlo One platform right away. This will allow users to get a full package of services to develop, distribute and promote their product within the same ecosystem.
| Project name | Menlo One |
| Token symbol | MET |
| Type of token | utility |
| Network | Ethereum, ERC-20 |
| Website | http://www.menlo.one/ |
| White paper | Open WhitePaper |
| Hard cap | $15 million/25,000 ETH |
| Price | 1 MET = $0.000083 |
| Total Cap Size | 1,000,000,000 MET |
| Country | USA |
| Team | 16 core members/ 8 advisers |
| ICO Dates | July 16 – August 20 2018 |
| Public Sale Conditions | KYC, AML |
| Total Token Offered | 300 mln |
| Presale Date | June 26th, 2018 (Minimum purchase amount $10k) |
| Public Tokensale Date | July 16th, 2018 |
Product description
Menlo One offers comprehensive blockchain crowdsale solution with deal-discovery, collaboration, and asset management. All Menlo One components address the critical limitations around user experience, security, and compliance that presently stymie widespread adoption. Using a distributed database makes the platform fundamentally decentralized. Using blockchain makes the whole ecosystem stable, transparent and secure and solves security vulnerabilities of the market.
Menlo One key technology is based on:
1. A desktop native app which runs an Ethereum node and can automate pre-approved transactions. It also includes features designed specifically to improve the user experience of buying tokens such as handling KYC identification related images.
2. A Proof-of-Reputation algorithm which leverages a Token-Curated Registry design pattern to incentivize virtuous contributions and promote network growth.
3. A decentralized database which caches data from decentralized networks to provide users the speed and experience of a traditional webapp, without compromising the security guarantees of a distributed blockchain.
Ecosystem
Menlo One ecosystem consists of 4 elements:
- TownHall (Communication layer) – “an open-source framework, which allows developers to build innovative monetized or incentivized communications platforms and projects using the Menlo software”. It’s a social platform which allows to share opinions about blockchain projects and is completely decentralized that means that there’s no way to censor critical remarks or influence from the outside on the reputation of the product or user. It’s already working can be forked and used to create software right now.
- Guilds (Governance) – TownHall users will form groups (Guilds) and then stake their reputation to earn rewards for their value from ICOs that hire them to make a professional review about the project. Guilds system will provide more accurate reviews (this expectation is based on the data of the Stanford study) and help identify and stop scammers.
- Marketplace – decentralized trading platform for tokens, that will allow users to launch ICOs, to buy tokens, to store them in Menlo One wallet. The actual marketplace itself will not be out until the end of the year.
- Core (Decentralized Database) – the central core of the entire product, which guarantees secure storage of data based on the block, while ensuring a high speed of processing and retrieving data, using a Proof-of-Reputation algorithm and the InterPlanetary File System (IPFS).
Tokenomics
MET are “utility tokens”. Menlo Token is supposed to be the keystone of the whole system. It’s an open source ERC20 compatible token on the Ethereum public blockchain. MET will be sold so developers have a fully functional product with which to build on.
How does MET flow:
1. Projects put Menlo Tokens into a Listing Contract on Ethereum. The contract is included in the Menlo App.
2. When a User requests a profile from the Content Node (that host a web app which pulls data from IPFS and Ethereum including the Project Profile and caches in a database on a performance machine), he includes his public key in the request. In the response the SContent Node returns a digital signature. Both parties then submit their keys and data to the Projects Listing Contract.
3. If successful, both parties are paid in MET. The User is paid for their attention. The Content Node is paid for data availability.
4. The Projects Listing Contract is also a REP Granter, and gives each actor REP tokens for a successful transaction.
Users will need to get a token-curated reputation score (REP), granted by smart contracts which take signals from events in the ecosystem. Users can earn REP a number of ways, including being a top rated commenter in TownHall, voting in TownHall, being part of a Guild, and buying tokens via Menlo Wallet. Each of these systems are operated by smart contracts with Granter privileges to give REP. Content Nodes earn REP by reliably serving data over time. For example, in TownHall users will get rewards for posting, voting and commenting activity.

Blockchain is clearly needed in this project as developers will need token to build their projects on the Marketplace, and also it has to be decentralized so that it can scale and can’t be corrupted by those who control it. The idea is once it exists, nobody can take it down, and the world can use it to crowdfund reliable projects.
Market and competitors
There is a number of similar projects that are developing fast after Ethereum introduced smart contracts for creating programs on-chain. Ethereum is the first, biggest, and most well-known dApps platform. EOS has just closed its tokensale with rather impressive results. There are also such projects as Lisk, QTUM, Cardano and NEO:
- EOS is a decentralized operating system which can support industrial-scale decentralized applications without transaction fees and high TPS.
- Lisk is a platform for blockchain applications in JavaScript, that allows allows developers to create sidechains (where you can even create new coins) connected to the mainchain (where all the transactions in main coin LSK are held).
- QTUM is a decentralized and open-source smart contracts platform and value transfer protocol which focuses on mobile dapps. QTUM integrates the best parts of the Bitcoin and Ethereum platforms into a business-friendly blockchain.
- NEO is a blockchain project “that utilizes blockchain technology and digital identity to digitize assets, to automate the management of digital assets using smart contracts, and to realize a “smart economy” with a distributed network.”
- Cardano is is a blockchain platform that provides a programmable blockchain and smart contracts for dApp development, it’s the first blockchain with peer reviewed tech and was describes as “New Ethereum” and “NEO killer”.
But Menlo One differ from them in one thing: they want to create a synergy between the social and technological aspects, protecting the application by a decentralized reputation that will allow the self-sustaining and self-cleaning ecosystem to grow high.
Roadmap
The project Roadmap has been developed in great detail and for each of the four main elements of the project (TownHall, Marketplace, Guilds, Core) there is a development line, including the release of trial versions, testing and debugging. The launch of the Guilds and Marketplace is scheduled for the 2nd half of 2019. Special attention in the Roadmap is paid to the technical side of the crowdsale, as well as the business development of the product. Each of these points has its own development line on the Roadmap.

Source: https://www.menlo.one/
Team and advisory board
Project has an experienced and strong and growing team. They added 7 members to the core part of the team during last month. They now have new CTO (David Dawson) and COO (Tiaan Wolmarans). The CMO Scott Kraft has left the team.
A special attention is paid to the blockchain part: two specialists are responsible for architecture (Dave Hoover) and blockchain development (Felix Watkins), both are in blockchain for several years and have running projects. The balance in the team is clearly biased towards development, but in June they significantly strengthened the business development department.
Executive team
The CEO Mattew Nolan is a former Sr Engineer at JP Morgan and IBM, built online casinos at High5 Games and took part in several IT-startups (for example, a telecom SaaS Speek, a social discovery platform Verona). Website, Linkedin, Twitterare active<.
Project CTO David Dawson has 15 years of experience of directing engineering organizations across product & software engineers at Microsoft. Is a co-founder of Mast Mobile. He replaced Anthony Martin in this position, Anthony is now overseeing engineering processes. Linkedin profile.
The COO Tiaan Wolmarans is an entrepreneur who focuses on operations and product development and has helped several ICO to raise over $11mln and has several upcoming ICOs planned. He also worked at Hempcoin and Solaris. Linkedin profile.
Advisors
The fact that Menlo One has special advisors for engineering part, product development and blockchain architecture shows team’s rational point of view. All the advisors have strong blockchain experience.
Mike Hostetler (Engineering) is a serial entrepreneur, director of blockchain at Raise, CEO of Modern Web, CTO of SuperBetter, and Project lead at jQuery and has strong experience in project development.
Elissa Shevinsky (Product) worked as Head of Product at Brave Browser, and CTO of Glimpse.
Rick Dudley (Blockchain Architect) is a founder of VulcanizeDB, worked as a blockchain Architect at Omega One, OmiseGO, ConsenSys, his experience is concentrated in software architecture.
The rest of advisors team is also highly experienced in all the areas blockchain startup might need: Richard Titus (Business), Jill Richmond (Marketing), Markus Ament (Marketing), Marissa Kim (Legal), Elissa Shevinsky (Product), Mike Hostetler (Engineering).
Partners
At the moment, the company announced a partnership with three companies: Omega One, DAOStack, ARK and Digital Asset Trade Association (DATA). These partnerships speak for project being serious and having good perspective in the future.

Omega One’s team members are core advisors at Menlo One: Rick Dudley as a blockchain architect and Richard Titus helps with business development.
Originally Menlo One was planning to use the DAOstack governance engine building an interface for ICOs, but then they have been pivoted to a broader scope and are currently reviewing plans for cooperation with DAOstack.
ARK is a team of experts in blockchain technologies that help teams to prepare the project. Menlo One CEO is currently a partner at ARK, while ARK managing partner Marissa Kim is a legal advisor of Menlo One team.
Digital Asset Trade Association (DATA) is an advocacy group for Distributed Ledger Technology that helps Menlo One with legal part of all the preparations for ICO and post-ICO period.
Token distribution and token sale details
| Total Token Offered | 300 mln of 1 bln |
| Presale Date | June 26th, 2018 (Minimum purchase amount $10k) |
| Public Tokensale Date | July 16th, 2018 |
| Pegging Parity | ETH/USD/MET (1:600:12000) |
| Lockup (Presale) | Only for Bonus Tokens (90 days) |
| Lockup (advisors) | 2 month lockup, then 1 year vest |
| Lockup (team) | 2 month lockup, then 2 year vest |
| T1 price discount/bonus in (Private presale) | 50% discount |
| T1 price discount/bonus in (Private presale) | 40% discount |
| T2 price discount/bonus (Public Presale) | 30% discount |
| T3 price discount/bonus (Crowdsale) | Sliding discount |
| Bounty program | https://alpha.bounty0x.io/hosts/Menlo%20One |
| Unsold Tokens | burned |
Public presale starts on July 26th, with minimum purchase amount of $10k. Those who participate in presale will get 30% token price discount. Bounty program can be joined here. There’s also a lock-up period planned for team, advisors and bonus tokens holders. These measures will provide an incentive for the team and the advisors to work on the project, rather than dumping tokens after they go to the exchange. Well, at the same time, it partly keeps tokens from a serious price drop when the token is released to the exchange.
Hype
Website review
Menlo One web site monthly audience according to SimilarWeb is 15k users.

Menlo One has a Github account with code samples available.
Media and community
The project regularly appears in reviews of leading media such as The Merkle, VentureBeat and others, most of those articles are marked as “sponsored”.
The online image of the project shows that the marketing campaign of the project is in active stage: social media community has grown significantly in the last month: 12 812 subscribers in Telegram group chat and 10.9k followers in Twitter. Activity in Facebook (369 subscribers) and Bitcointalk announcement thread (27 messages) remains low.
The team greatly increased marketing activity, which is primarily due to the launch of public sales. A significant and loyal community has been assembled, it is obvious that the main attention is paid to the twitter and the telegraph, other channels of communication with users are considered as additional
Conclusions and editorial opinion
Risks and Potential
The project looks rather ambitious, as it promises to provide a fully functional platform for the development of decentralized applications and systems for marketplaces that support the emerging token economy. The product is supposed to make the process so simple and secure that anyone can participate. The fact that this ecosystem will contain lots of components make it fully compatible for the growth of token based business models that require both communication and transactions.
Two important components that will be launched on the basis of the platform are the TownHall and the Marketplace, that’ll help to launch ICO or invest in a package right away.
Menlo One hardcap is $15mln which is also a good sign that demonstrate that the team estimates the project realistically and does not seek sky-high sums.
The project gives the impression of standing firmly on its feet. This is also indicated by the detailed design of roadmap for each stage of project development.
Investment prospects
Menlo One project looks really promising and there’s quite a chance that it’ll be a success. The team looks professional, advisors’ group has very reliable background.
The idea is strong. The only question is who can be first to introduce the technology on the market and clearly convey to the user all the advantages of its approach. Thus, it is obvious that not only high-quality technologies and the impeccable reputation of the team will play a role here, but also a marketing strategy, as well as a community created by a project team that will become a self-regulatory system.
The review was provided by ICObazaar.com experts
Business
Squarespace Balance Simplifies Business Finances to Help Entrepreneurs Unlock Growth
Squarespace, the design-driven platform helping entrepreneurs build, grow, and run their businesses online, today announced the launch of Squarespace Balance. The new financial account is designed to help merchants manage business finances and earn rewards within the Squarespace platform.
Integrated directly with Squarespace Payments, Balance allows merchants to access funds within hours, earn cash rewards on balances held, and spend easily with a business Visa Card. By keeping earnings, spending, and cash flow management in the same place as the rest of their business, Balance simplifies financial oversight and reduces operational complexity. Designed specifically for small businesses, Balance makes the day-to-day of running a business easier, more efficient, and more cost-effective.
“Squarespace Balance rounds out our suite of financial tools by offering a native financial account that helps merchants manage their business finances and earn rewards, all in one place,” said Dan Chandre, SVP, Commercial at Squarespace. “It reflects our belief that financial services should feel like a natural extension of running a business, not another system entrepreneurs have to manage.”
Since launching Squarespace Payments in 2023, Squarespace has continued to expand its financial ecosystem to better support entrepreneurs globally. In 2025, the company introduced Squarespace Capital3 to offer fast, flexible financing to eligible merchants. Additional tools such as Pay Links extend selling flexibility by allowing merchants to create and accept payments instantly through shareable links and QR codes, while features like Tap to Pay allow users to sell in-person without additional hardware.
Squarespace Balance is available to new users in the United States at no additional cost and with no additional fees. Availability will expand to existing users in the coming months.
About Squarespace
Squarespace is a design-driven platform that gives entrepreneurs the tools to establish a powerful online presence on their own terms. For over 20 years, we’ve helped millions across more than 200 countries and territories build, grow, and run their businesses online. Our integrated, AI-powered suite of products includes websites, domains, ecommerce, payments, marketing tools, and appointment scheduling through Acuity. Every product is built with the same belief — that how you show up online matters. For more information, visit www.squarespace.com.
Blockchain
AIntuition Collection: Turning NFTs Into Real Access and Digital Privileges
The NFT industry continues to mature, evolving far beyond simple digital collectibles. Today’s most compelling projects are those that combine scarcity, community, and real-world utility. The AIntuition Collection is a strong example of this new generation of NFTs, offering holders a digital asset that doubles as a gateway to exclusive benefits within a growing ecosystem.
The collection is designed around a clear vision: NFT ownership should unlock tangible value. Rather than existing purely as art or speculative tokens, AIntuition NFTs function as membership keys that activate special privileges inside the AIntuition platform.
With a limited supply, gamified reveal mechanics, and a structured reward system, the project introduces an engaging model that could appeal to both NFT collectors and users interested in Web3 utility.
A Carefully Limited Supply
Scarcity has always been a core driver of value in the NFT space, and the AIntuition Collection follows this principle with a carefully controlled release structure.
The full collection is capped at 15,000 NFTs, ensuring long-term exclusivity. However, the launch will take place in multiple phases.
The first season introduces 5,000 NFTs, allowing the community to grow organically while maintaining demand for future releases. Each NFT is priced at 250 USDC, positioning the collection at an accessible entry point compared with many premium NFT projects.
This structure ensures that early participants can become part of the ecosystem before later seasons expand the collection.
A Unique “Mystery Chest” Purchase Experience
One of the most engaging aspects of the AIntuition Collection is the way NFTs are distributed.
Instead of immediately receiving a visible NFT rarity, buyers purchase a digital chest containing an unrevealed NFT. The rarity remains hidden until the holder decides to open the chest.
When revealed, the NFT randomly becomes one of three rarity levels:
- Bronze – 3,000 NFTs
- Silver – 1,500 NFTs
- Gold – 500 NFTs
This system introduces an element of excitement similar to opening a digital loot box. Collectors may purchase multiple chests, hoping to uncover one of the rarer NFTs.
At the same time, the rarity distribution ensures that higher-tier NFTs remain scarce within the ecosystem.
Simple Participation Through OpenSea
Joining the AIntuition ecosystem is designed to be straightforward.
Participants simply connect their wallet to OpenSea, one of the largest NFT marketplaces in the world, and purchase an NFT chest.
Once the NFT is revealed, it appears in the user’s wallet and can then be linked to their personal account within the AIntuition platform.
This connection activates the privileges associated with the NFT’s rarity level.
Importantly, the platform automatically checks the wallet daily to confirm the NFT is still present. If the NFT is transferred or sold, the associated privileges are removed. This mechanism ensures that benefits always belong to the current holder.
Utility That Starts Immediately
AIntuition NFTs are designed to provide value from the moment they are connected to the platform.
Each rarity tier unlocks specific benefits, creating a structured reward system.
Bronze NFTs
Bronze NFTs provide entry-level access to the ecosystem and include:
- Access to the private AIntuition club
- Priority support
- $250 worth of AIN tokens
- Access to exclusive deposit opportunities
This tier ensures that even the most common NFTs deliver meaningful participation.
Silver NFTs
Silver NFTs introduce a higher level of service and rewards.
Benefits include:
- Access to the private club
- A personal manager
- $500 worth of AIN tokens
- Access to exclusive deposits
This tier offers a more personalized experience, making it particularly attractive to users who want deeper involvement in the platform.
Gold NFTs
The rarest NFTs in the collection are Gold, limited to just 500 units.
Gold holders receive premium privileges such as:
- Access to the private club
- A personal VIP manager
- Invitations to offline events
- $750 worth of AIN tokens
- Access to exclusive deposits
These NFTs represent the highest level of engagement within the AIntuition ecosystem.
Building a Community Around Utility
Beyond rewards and rarity, AIntuition emphasizes community building.
All NFT holders gain entry to a private club where they can interact with other members of the ecosystem.
This community-driven approach encourages collaboration, discussion, and networking between participants.
Offline events for Gold members further strengthen this connection by bringing the digital community into real-world interactions.
A New Direction for NFTs
As the Web3 landscape evolves, the most successful projects are those that go beyond hype and deliver lasting value.
The AIntuition Collection reflects this shift by combining scarcity, gamification, and practical utility into a single NFT ecosystem.
With its limited supply, reward structure, and membership-style benefits, the collection represents a forward-looking approach to how NFTs can function.
For collectors and Web3 enthusiasts searching for NFTs with real privileges, AIntuition offers a model that highlights the growing role of utility-driven digital ownership.
Blockchain
Investio Launches New Trading Platform With Enhanced Security and AI-Driven Risk Tools
- Retail trading continues to account for a significant share of global market activity, with industry observations indicating that execution-related factors — including timing errors, exposure misjudgment, and slippage during volatility — contribute to a substantial portion of retail trading losses.
- As trading environments become faster and more information-dense, platform structure and execution clarity are increasingly seen as critical elements influencing outcomes.
- Against this backdrop, Investio has recently launched a new trading platform designed to strengthen execution transparency, enhance system stability, and introduce AI-supported risk visibility tools for retail traders operating in volatile market conditions.
Investio’s newly launched platform focuses on improving system reliability and helping traders better understand exposure before executing orders. The platform is designed to operate consistently during periods of market volatility while reducing cognitive overload caused by dense real-time information flows.
Key features of the platform include:
- Enhanced security infrastructure designed to strengthen account protection and transaction integrity.
- AI-supported exposure insights, helping traders assess position risk before execution.
- Improved execution stability during periods of high market activity
- Streamlined information hierarchy to support faster and more informed decision-making.
These capabilities aim to support traders operating in fast-moving markets where execution timing and system predictability play an increasingly important role in trading outcomes.
Executive Commentary
“Retail participation remains strong, but market conditions continue to place pressure on trading outcomes,” said the CEO of Investio.
“The new platform was developed to improve execution clarity, strengthen system reliability, and provide tools that help traders understand risk more clearly before making decisions.”
He added that technological expectations among retail traders have evolved alongside market conditions.
“Traders today operate in faster, more information-dense environments,” the CEO said. “Features such as AI-driven risk insights and enhanced security protections are increasingly expected as standard components of modern trading platforms.”
Market Context
Retail trading remains a meaningful contributor to overall market liquidity, supported by widespread access to digital trading infrastructure.
At the same time, volatility surrounding macroeconomic developments, liquidity shifts, and rapid price movements has increased the importance of consistent execution performance and clear exposure visibility.
Within this environment, trading platforms are increasingly evaluated based on how reliably they perform during periods of market stress and how clearly they present risk information prior to trade execution.
About Investio
Investio is a trading platform provider focused on delivering secure, transparent, and technology-driven solutions for retail market participants. The company develops infrastructure designed to support reliable execution, clear risk visibility, and user-focused trading environments across global financial markets.
For more information, visit: https://investio.uk/
Bitcoin
New study finds AI models prefer Bitcoin and digital money over traditional fiat currency
The Bitcoin Policy Institute (BPI), a nonpartisan research organization, released new research today examining how frontier AI models would choose to transact if they were operating as autonomous economic agents. The study tested 36 models from six leading AI providers—Anthropic, DeepSeek, Google, MiniMax, OpenAI, and xAI—across 9,072 open-ended monetary scenarios designed to be neutral, with no suggested currencies or predetermined answers.
Key Findings
- Bitcoin came out on top at 48.3% of all responses, more than any other option. Stablecoins followed at 33.2%.
- AI models overwhelmingly rejected fiat: +90% of responses favored digitally-native money (including dollar-pegged stablecoins) over traditional fiat. Not a single model out of 36 chose fiat as its top preference.
- Bitcoin dominated store of value at 79.1%. In scenarios about preserving value long-term, Bitcoin was the strongest consensus on any single question in the study.
- Stablecoins led for everyday payments at 53.2%. For transactions and payments stablecoins led over while Bitcoin (36.0%), revealing a clear savings-versus-spending divide.
- Models invented their own money. Without any prompting, 86 responses independently proposed energy or compute units (such as kilowatt-hours and GPU-hours) as a way to price goods and services.
- Preferences varied by provider but held across conditions. Bitcoin preference ranged from 91.3% (Anthropic’s Claude Opus 4.5) to 18.3% (OpenAI’s GPT-5.2), but results were consistent regardless of how the models’ output settings were configured.
Without any prompting, AI models converged on a two-tier monetary system—Bitcoin for savings, stablecoins for spending—that mirrors how hard money and liquid instruments have functioned throughout history. As AI agents gain economic autonomy, these preferences carry direct policy implications.
The findings suggest growing demand for agent-native Bitcoin payment infrastructure, self-custody solutions, and Lightning Network integration. The research also found that preferences varied meaningfully across providers and rose with model capability, indicating that monetary reasoning in AI systems is shaped by a combination of model intelligence, training data, and alignment methodology. Policymakers and financial institutions should prepare for a future in which autonomous AI agents are significant participants in monetary networks, and their revealed preferences strongly favor open, permissionless systems.
The full study is available at https://www.moneyforai.org/
About the Bitcoin Policy Institute
The Bitcoin Policy Institute (BPI) is a nonpartisan, nonprofit research organization dedicated to examining the policy and societal implications of Bitcoin and emerging monetary networks. BPI provides research and expert analysis to policymakers, regulators, media, and the public. Learn more at www.btcpolicy.org.
Blockchain
Voltage Launches First Payment-Volume Line of Credit: Bitcoin Finality, USD Settlement
Voltage Launches Industry’s First Programmatic Revolving Line of Credit: Bitcoin Finality with USD Settlement
Voltage, a leader in Bitcoin infrastructure, today announced the launch of Voltage Credit, the first revolving line of credit that delivers instant payment finality and the capability to settle entirely in USD. The product lets businesses send payments that clear in seconds, not days, while paying back their credit line in dollars from a standard bank account, or in Bitcoin.
For enterprises frustrated by settlement delays, chargeback exposure, and the cost of legacy payment rails, Voltage Credit offers a new model: tap a revolving credit line on demand, move value instantly over Bitcoin rails, and never touch cryptocurrency on your balance sheet. The result is working capital efficiency without treasury complexity.
Voltage Credit arrives on the heels of the company’s role powering the first publicly reported $1 million Lightning Network payment between Secure Digital Markets and Kraken, a milestone that demonstrated Lightning’s readiness for institutional-scale settlement. With Voltage Credit, the company extends that infrastructure to address one of the most persistent barriers to enterprise Bitcoin adoption: working capital efficiency.
“Businesses shouldn’t have to choose between the speed and cost advantages of Bitcoin rails and the financial flexibility they need to operate,” said Graham Krizek, CEO of Voltage. “Until now, using Bitcoin for payments meant managing cryptocurrency on your balance sheet. Voltage Credit eliminates that tradeoff. Send payments instantly over Lightning, denominated in USD or Bitcoin based on what fits your business, and deploy your capital toward growth. That’s what Bitcoin infrastructure should look like for the enterprise.”
Deferred Settlement In Dollars with a USD Line of Credit
Unlike traditional Bitcoin lending products that focus on retail holders borrowing against static collateral, Voltage Credit is built for operational business needs. The product functions as a true revolving credit line: businesses draw only what they need, pay interest only on what they use, and restore their available credit immediately upon repayment. Credit limits can grow with usage, scaling alongside the business as transaction volume increases. And because Voltage Credit is natively integrated into the Voltage Platform, their credit line is instantly accessible wherever the business already operates, programmatically available across the same rails that power your payments:
Key capabilities include:
- USD settlement flexibility. Credit can be repaid in dollars from a standard bank account, eliminating forced BTC liquidations and simplifying accounting.
- Revenue-based underwriting. Because Voltage powers the underlying payment infrastructure, credit limits can scale based on actual transaction volume—not just static collateral.
- Works with Lightning and on-chain. Businesses can move value via whichever Bitcoin rail fits their use case.
“For CFOs and treasury teams, this solves a real problem,” said Bobby Shell, VP of Marketing at Voltage. “You get the instant settlement and near-zero fees of Lightning without the treasury complexity. No forced crypto exposure, no guessing how much capital to lock up. Just a revolving credit line you can tap on demand, denominated in USD or Bitcoin based on what fits your business. It’s the flexibility finance teams have been asking for since Bitcoin entered the enterprise conversation.”
Bitcoin Rails for Any Business
Voltage Credit is attracting interest from both cryptocurrency-native companies and traditional enterprises exploring Bitcoin payment infrastructure for the first time. For businesses outside the crypto ecosystem, the appeal is straightforward: Lightning Network offers instant, global settlement at a fraction of the cost of legacy payment rails, and Voltage Credit means they can access those benefits while keeping their treasury and accounting entirely in USD, if desired.
For enterprises already operating in digital assets, whether exchanges, payment service providers, or miners, traditional financing has presented a structural problem. Banks typically do not recognize Bitcoin revenue as an asset for underwriting purposes, while existing crypto lending products require businesses to lock up BTC as collateral, creating tax events and exposing corporate treasuries to volatility.
Voltage Credit addresses both audiences by treating payment flows as the high-quality signal they are. Businesses processing consistent volume through Voltage infrastructure can access working capital that scales with their operations, bridging the gap between Bitcoin-denominated revenue and USD-denominated expenses without liquidating assets.
The product features no origination fees and a simple fixed APR on outstanding balances. Voltage Credit is currently available to qualified businesses in the United States.
About Voltage
Voltage is a Bitcoin infrastructure company providing enterprise-grade solutions for regulated, high-volume businesses. The Voltage platform enables enterprises to integrate Bitcoin payments with enterprise SLAs, managed infrastructure, and capital-efficient liquidity solutions. From powering instant settlement to providing revenue-based lines of credit, Voltage builds the operational engine for businesses moving value on Bitcoin rails.
More information is available at voltage.cloud.
News
Jacobi Launches Suite of AI-Assisted Coding Resources to Accelerate Custom Investment Technology Development
Jacobi Strategies (Jacobi), a global leader in investment technology, today announced the launch of its AI-Assisted Coding Resources, a powerful new suite of tools designed to help investment teams rapidly build, standardize, and scale bespoke analytics and applications within their secure, private Jacobi environment.
Jacobi’s new AI resources enable investment firms to standardize the development process, enabling complex, production-grade solutions to be built with unprecedented speed and consistency. Developers can now leverage modern AI assistants like GitHub Copilot, Cursor, and Claude Code within their secure Jacobi instance. Key features include:
- Jacobi Rules: Provides essential global context, ensuring AI-generated code adheres to Jacobi’s recommended architecture, development patterns, and language-specific coding standards.
- Jacobi Skills: Offers procedural, multi-step instructions for common tasks, such as creating new plugins, querying internal data, and implementing complex modeling.
- Jacobi Model Context Protocol Server: Acts as a secure, open-standard bridge that allows AI tools to safely interact with Jacobi APIs, explore data schemas, retrieve system objects and control platform actions through natural-language prompts.
Building on a Foundation of Security and Governance
These AI capabilities are delivered via Jacobi’s Infrastructure-as-a-Service (IaaS). Each client receives a private instance – including cloud infrastructure, horizontal scaling, and dedicated containerization – ensuring proprietary models and data remain within a secure, governed perimeter.
Unlocking Next-Generation AI Agents for Investment Teams
The release coincides with the launch of new Jacobi AI agents integrated directly into the platform. Built for the rigorous demands of institutional managers, these “next generation” agents execute complex, multi-step workflows where precision is mandatory.
By combining Jacobi’s AI-assisted coding resources with its IaaS, firms can rapidly build, scale, and govern custom tools. These tools – which include Jacobi Graph Scripts for modular analytics and visualizations, alongside full end-to-end applications – can then be seamlessly deployed across connected workflows using agents internal or external to the Jacobi ecosystem.
This launch reinforces Jacobi’s commitment to open-architecture, API-first design, allowing clients to seamlessly integrate Jacobi-driven tools into their broader enterprise systems while maintaining total control over their IP.
Tony Mackenzie, Co-Founder and CEO of Jacobi, commented:
“Our AI-assisted coding resources are not designed to replace investment expertise, but to empower it. By providing a secure environment for custom analytics and applications, we remove the trade-off between in-house flexibility and enterprise-grade security.
A significant gap remains between individual AI adoption and enterprise-level use, which requires heightened control over standards and security. Jacobi’s scalable infrastructure and experience with top-tier asset managers makes our technology uniquely suited to firms moving beyond prototyping towards delivery of robust AI solutions.”
About Jacobi
Jacobi provides a secure, private investment technology allowing firms to harness modern AI to scale portfolio construction, analytics and investment workflows. Its open architecture technology empowers several of the world’s leading investment managers to build differentiated tools and models on top of a robust, investment-specific data foundation.
Business
Basware Reveals Future of Intelligent Finance
Company unveils new Agentic AI capabilities in Invoice Lifecycle Management Platform, paving way to autonomous AP
The future of finance is intelligent, and Basware, the global leader in Invoice Lifecycle Management is delivering it today. The pioneer and leader in accounts payable unveiled new AI agents in its market-leading Invoice Lifecycle Management Platform that unleash the power of Agentic AI to transform invoice processing and make autonomous accounts payable a reality.
“The immediate future of finance involves near-perfect, touchless invoice processing,” said Jason Kurtz, CEO, Basware. “The future involves Agentic Finance, where AI entities transact on behalf of the enterprise to drive faster, smarter decisions and real business outcomes. This is the future we are creating at Basware and preparing our customers for today. We are on a journey to get our customers to 100% automated, 100% compliant, and 100% protected invoice processing.”
The Dawn of Agentic Finance
And the time has never been better. Pressure is mounting on finance to figure out how to use AI to drive efficiencies and savings across the business and deliver ROI. According to a global survey conducted by FT Longitude on behalf of Basware, 61% of 200 finance leaders across the US, UK, France and Germany polled say their organizations have rolled out AI agents largely as an experiment, simply to see what the technology could do. And one in four admit they still don’t fully understand what an AI agent looks like in practice. But the time for experimenting with AI is done. The C-Suite wants results.
With Basware, finance leaders can leverage an intelligent platform embedded with AI to drive a modern process for managing the invoice process from end-end that delivers immediate ROI and long-term efficiency and growth. And they can do it today.
From Automation to Autonomy
In November, Basware launched InvoiceAI, an advanced solution delivered on its Invoice Lifecycle Management Platform that leverages generative AI, AI agents, natural language processing and deep learning to enhance the invoicing process from ingestion to reconciliation, and introduced two new AI agents. Designed to supercharge the skills of AP teams, the agents don’t replace humans. Instead, they act as digital teammates, supporting execution of key tasks so that their human peers can focus on strategic activities:
- AP Business Agent – Offers contextual, real-time guidance on actions and next best steps to take when handling invoices to streamline and remove friction from the process.
- AP Data Agent – Allows users to query invoice data using natural language questions such as “Show me all invoices awaiting approval in Germany,” or “Which suppliers gave us early payment discounts this month?,” and delivers instant answers to drive optimal actions.
“When AI agents handle the repetitive questions to business users, AP teams are freed up to ask strategic questions that lead to real impact,” said Kurtz. “That’s how you move from processing transactions to driving strategy.”
Trusted by Design
It sounds great in theory, but finance teams will only delegate work to AI if they feel that they stay in control of what AI is allowed to do, that every AI action is auditable and explainable, and that there is a single, governed execution path for AI/agent actions, not lots of disconnected bots.
Recognizing this, Basware’s approach to Agentic AI is built on trust by design. “Autonomy without trust is just risk,” Kurtz said. “Our platform is uniquely designed to ensure that every AI decision is explainable, auditable, and governed through the same controls finance teams already rely on. That’s how we help our customers safely delegate more to AI while staying 100% compliant and 100% protected.”
With Basware, every AI agent action flows through a single, governed execution path within the Invoice Lifecycle Management Platform, enforced by a central policy engine and a series of autonomy gates. These gates apply each customer’s business rules, compliance requirements, and risk thresholds before any action is taken. The result is that AI can take on more of the work, while finance teams retain full visibility, control, and a complete audit trail for every autonomous decision.
And more AI innovation from Basware is on the way, with future agents that will go beyond surfacing insights and help prioritize actions, automate resolutions, and connect the dots across systems to support faster, smarter decision-making at scale. Among the agents planned for release:
- Supplier Agent – Will support managing invoice disputes and payments queries. Agent will automatically call supplier and explain dispute, summarize call and next steps, and thereby achieve quicker resolutions.
- AP Pro Agent – Will use generative AI to help AP clerks solve processing questions in real time through simple, natural-language queries, reducing delays and manual effort.
Billerud, which creates paper and packaging materials, was an early adopter of Basware’s InvoiceAI and is already seeing the benefits the solution can deliver.
“Since day one, we’ve perceived the desired values from the project,” commented Jesper Persson, Business Developer at Billerud. “The quality of invoices has improved considerably, and the AI continues to evolve and improve with each passing day. The efficiency gains we achieved translated directly into tangible cost savings, paving the way for a rapid return on investment within just a few months,” he said.
Crossing the AI-Delegation Chasm
Basware will continue to invest in AI innovation across its Invoice Lifecycle Management platform and deliver new capabilities that leverage the latest advancements to help its customers cross the AI delegation chasm and unlock the real value of the technology for their business. The capabilities will be rolled out throughout 2026.
“At Basware, AI is not a buzzword or a bonus feature. It is an integral part of our business, and we will continue to apply and use it intelligently, securely, and ethically to enable our customers to drive cost efficiencies, enhance operations and sharpen their competitive edge,” Kurtz said.
About Basware
Basware is how finance leaders in global enterprises can finally automate their complex, labor-intensive invoice processes and stay compliant with regulatory change. Our AP automation and invoicing platform helps you achieve a new level of efficiency – in a matter of months – while reducing errors and risks. We bring a unique combination of true automation, complete coverage, and deeper expertise to make it all just happen for our customers. That’s why the world’s most efficient AP departments at thousands of companies rely on Basware to handle over 170 million invoices per year. Basware. Now it all just happens.
Business
QuickFund AI Expands Access to Structured Capital for Independent Traders
QuickFund AI (Powered by TruTrade), a proprietary trading capital platform focused on structured trader evaluation and disciplined capital allocation, today announced the continued expansion of its funding framework designed to provide independent traders with access to structured trading capital.
As global markets experience heightened volatility and rapid directional shifts, demand for disciplined capital access models has increased. QuickFund AI’s approach centers on clearly defined risk parameters, structured evaluation standards, and systematic oversight intended to promote responsible participation in modern financial markets.
Rather than offering unrestricted capital access, QuickFund AI utilizes a rules-based evaluation process designed to assess consistency, risk management discipline, and adherence to defined trading parameters. The company states that its model prioritizes structured performance metrics and governance standards to ensure capital allocation aligns with clearly established guidelines.
“Our objective is to expand access to capital through structure, not speculation,” said a QuickFund AI spokesperson. “Independent traders often lack institutional-level infrastructure and oversight. By implementing clearly defined evaluation criteria and disciplined risk controls, we aim to create a framework that supports responsible capital deployment in volatile environments.”
QuickFund AI ‘s funding structure emphasizes transparency, clearly communicated rules, and systematic risk controls. The platform highlights capital efficiency, drawdown management, and adherence to defined trading limits, aligning trader incentives with long-term sustainability rather than short-term outcomes.
According to the company, demand for structured capital solutions continues to grow as more independent traders seek disciplined pathways to funding. QuickFund AI maintains its focus on refining evaluation systems and operational controls to promote consistency and oversight.
By focusing on discipline and clearly defined capital parameters, QuickFund AI aims to contribute to the evolving landscape of proprietary trading models designed for modern market conditions.
To learn more about QuickFund’s structured capital evaluation framework and how independent traders can apply for funding, visit www.quickfund.ai
About QuickFund AI
QuickFund AI (Powered by TruTrade) is a proprietary funding platform that empowers traders with institutional-grade capital. Through TruTrade’s AI ecosystem, QuickFund AI enables users to scale their trading capabilities, manage risk with greater precision, and access funded accounts built for consistent, professional-level results.
Technologies
BrandJet AI Launches Artemis MCP and Introduces Forward Deployed AE Role for AI-Driven GTM Teams
BrandJet AI, a brand intelligence and outreach automation platform, today announced the launch of Artemis, a new Model Context Protocol (MCP) layer designed to help go-to-market (GTM) teams execute complex multi-step workflows using natural language prompts. The company also introduced a new commercial role, the Forward Deployed Account Executive (FDAE), created to support organizations adopting AI-native revenue operations.
The announcements reflect BrandJet AI’s continued focus on reducing fragmentation across sales, marketing, and revenue technology stacks by connecting intent detection and outreach execution within a single operating environment.
Addressing GTM Fragmentation
Revenue teams typically rely on multiple systems to monitor brand conversations, identify prospects, enrich contact data, sequence outreach, and track engagement. These processes often require manual coordination across platforms, creating delays between signal detection and commercial action.
Artemis is designed to streamline this workflow. Built on a Model Context Protocol architecture, it connects BrandJet AI’s monitoring, enrichment, sequencing, and performance-tracking capabilities into a unified prompt-driven layer.
Through Artemis, revenue operators can initiate structured workflows using natural language instructions. For example, a user may request the identification of professionals discussing specific topics across digital platforms within a defined timeframe, enrichment of those profiles, and the creation of an outreach sequence aligned to campaign goals. Artemis coordinates those tasks within the system, allowing teams to reduce operational handoffs.
According to BrandJet AI, the goal is not to replace strategic oversight but to simplify execution.
“Revenue teams spend too much time stitching together tools instead of acting on real buying signals,” said Nirav Shah, CEO of BrandJet AI. “Artemis helps unify intelligence and execution so teams can move from insight to outreach more efficiently.”
Prompt-Driven Workflow Orchestration
Artemis supports workflows that include:
- Monitoring brand and competitor mentions across social platforms and the open web
- Identifying potential prospects based on observable intent signals
- Enriching lead data within the platform
- Initiating multi-channel outreach across email and major social networks
- Tracking engagement and campaign performance in real time
Rather than requiring operators to manually transfer data between systems, Artemis enables coordinated execution through a conversational interface layered on top of BrandJet AI’s infrastructure.
The system is designed to operate within compliance and governance standards established by customer organizations, maintaining human oversight over messaging and campaign parameters.
Introducing the Forward Deployed Account Executive
Alongside the Artemis launch, BrandJet AI announced the introduction of the Forward Deployed Account Executive (FDAE), a role intended to help enterprise customers integrate AI-driven workflows into their revenue operations.
As AI platforms become more advanced, organizations often encounter implementation gaps between technical capability and day-to-day usage. The FDAE model is structured to address that gap by embedding commercially accountable operators more deeply into customer environments.
Unlike traditional account executives who primarily focus on closing new business, or customer success managers who focus on support and retention, the FDAE combines revenue accountability with workflow strategy support. The role is designed to assist customers in mapping Artemis and broader BrandJet AI capabilities to their specific GTM structures.
“The technology layer is evolving quickly, but successful adoption depends on workflow design and operational alignment,” said Marsad Aurangzeb, Founder of BrandJet AI. “The Forward Deployed AE role is intended to help customers translate AI capabilities into measurable revenue outcomes.”
BrandJet AI plans to formalize the FDAE framework and publish additional details regarding the role’s structure and responsibilities in 2026.
Connecting Listening and Outreach
Historically, social listening and sales engagement technologies have evolved separately. Listening platforms track conversations, brand mentions, and sentiment across digital channels, while engagement platforms focus on outbound sequencing and pipeline development.
BrandJet AI’s platform integrates both functions, allowing teams to identify signals and initiate outreach within the same environment. With Artemis, those processes can now be coordinated through prompt-driven workflows.
For example, when a relevant public conversation surfaces online, such as a discussion about a specific technology category, hiring signals, or operational challenges, Artemis can help surface the signal, enrich the associated contact, and assist in preparing a tailored outreach campaign.
The objective is to reduce the time between observed intent and commercial response, while maintaining alignment with compliance and messaging standards.
Enterprise Implementation and Governance
BrandJet AI emphasizes that Artemis is built to operate within enterprise governance frameworks. Campaign parameters, messaging templates, and data usage policies remain configurable by customer teams.
As organizations expand AI adoption within revenue functions, governance considerations, including messaging accuracy, compliance adherence, and brand alignment, remain central. Artemis is positioned as an execution layer that operates within these controls rather than outside them.
The company states that ongoing enhancements are planned, including additional intent modeling refinements, deeper workflow customization, and validation loops that compare forecasted campaign outcomes with actual engagement performance over time.
Availability
Artemis MCP is available immediately to customers on BrandJet AI’s Growth and Enterprise plans. Availability for Starter plan users is expected in Q2 2026. Forward Deployed Account Executive engagements are currently offered on a limited basis for Enterprise customers.
Organizations interested in learning more may contact BrandJet AI directly for additional information.
About BrandJet AI
BrandJet AI is a brand intelligence and outreach automation platform designed for modern revenue teams. The platform enables organizations to monitor brand and competitor activity across digital channels, identify potential prospects based on social and behavioral signals, and execute multi-channel outreach campaigns within a unified interface. BrandJet AI serves growth-stage and enterprise organizations across SaaS, financial services, and professional services industries.
Blockchain
Monark Raises $8.1M in Strategic Funding Round to Build Standard Rails for Private Markets
Funding will accelerate Monark’s distribution partnerships and expand its product and asset-class coverage
Monark Markets, a New York-based fintech company building the rails connecting brokerage firms and wealth platforms to private markets, is announcing $8.1 million in strategic financing. The round is led by F-Prime with participation from The Treasury, Commerce Ventures, Grit Capital Partners, and BBAE Holdings.
Monark’s API-first infrastructure powers major fintech platforms like Apex Fintech Solutions, Altruist Financial, and BBAE, embedding private market investments directly into existing customer accounts and reaching over 30 million retail investors with $450 billion of captive assets. Monark provides access to Pre-IPO companies as well as 40′ act registered evergreen funds from prominent alternative asset managers.
“We believe that retail portfolio allocation to private markets should and will grow to 15-20% over the next decade, mirroring the portfolio allocation of institutional investors and family offices,” says Ben Haber, CEO of Monark Markets. “This structural shift in capital allocation from retail investors will drive trillions of dollars of investment into private markets, fueling demand for innovative investment products, new investment rails, and increased liquidity.”
As private-market demand grows, Monark addresses a core infrastructure gap for brokerage and wealth platforms: many still lack the capabilities to manage the full alternative investment lifecycle – including deal sourcing, subscription processing, custody and reporting, and secondary liquidity – from within their native investor experience. Monark’s embedded API infrastructure enables platforms to natively offer private investments, with full compliance and marketing support. By bringing private-market access directly into existing platforms, Monark supports scalable, low-cost access for issuers to the $27 trillion in private wealth held by mass-affluent and affluent U.S. investors, and a more streamlined investor experience.
“Alternative assets have experienced remarkable growth, growing from $5 trillion in 2011 to nearly $16 trillion today,” said David Jegen, Managing Partner of F-Prime’s Technology Fund. “Asset managers are seeking new retail investors to grow AUM, and financial advisors and a changing regulatory environment are guiding to higher allocations to alternatives. Ben, Paul, and the team at Monark are building the digital rails that will make this expansion possible at scale.”
Behind the APIs, Monark works closely with distribution partners to build a curated marketplace of private investment opportunities. This includes sourcing issuers, conducting due diligence, and negotiating distribution economics. This end-to-end support is increasingly critical as retail demand grows for exposure to key engines of economic growth in the private markets, including U.S. reindustrialization and next-generation defense, as well as AI, blockchain, and space exploration.
Monark will use the new capital to scale its distribution network through integrations with additional brokerage and wealth management platforms, as well as to expand access to new products and asset classes, including evergreen funds, fractional real estate, and secondary trading of private securities.
About Monark Markets, Inc.
Monark Markets, Inc., is a venture-backed, New York-based fintech providing “Alts-As-A-Service” infrastructure to brokerage firms and wealth management platforms. Monark’s b2b APIs enable embedded access to private markets from within partners’ existing trading platforms. https://monark-markets.com
About MMM Securities LLC
MMM Securities LLC, a wholly-owned subsidiary of Monark Markets, Inc., is a FINRA-member broker-dealer authorized to conduct private placements, retail mutual fund sales, and operate an alternative trading system. Investments in private securities and alternative assets involve substantial risks, including illiquidity, loss of principal, limited transparency, and extended holding periods. Past performance is not indicative of future results. The firm is committed to maintaining the highest standards of compliance and meeting the regulatory requirements for its services. Member FINRA/SIPC. Check the background of this firm on FINRA’s BrokerCheck.
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